meeting room

Privacy Notice

What Does First National Bank of Izard County Do With Your Personal Information?

Rev. Date 12/10

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number Account balances Payment history Transaction history Credit history Account transactions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons FNBIC chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does First National Bank of Izard County Share?	Can You Limit This Sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes– to offer our products and services to you	No	We Do Not Share
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates’ everyday business purposes– information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes– information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share

Questions

Call toll-free 870-297-3711

Who We Are
Who is providing this notice?	FNBIC means First National Bank of Izard County

What We Do
How does First National Bank of Izard County protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.
How does First National Bank of Izard County collect my personal information?	We collect your personal information, for example when you Deposit money Apply for a loan Make deposits or withdrawals from your account Apply for financing Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can"t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates" everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for non affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. FNBIC does not share with our affiliates
Non Affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. FNBIC does not share with non affiliates so they can market to you
Joint marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. FNBIC doesn't jointly market.